Frugal Dating With NO Shame and Embarrassment
Regardless if you’re in the initial stage of your relationship or have been together for a long period, dating can cause you a significant expense. It can potentially draw you into debt just to suffice a luxurious date. However, considering less fancy but memorable activity may suffice your needs without sacrificing your finances. All you need is a matter of creativity and resourcefulness. You may also consider activity-based budgeting if you’re seeking a date with your loved ones regularly or a certain period. Besides, celebrating or dating on a budget does not mean being cheap. It’s a matter of how you make use of your resources and strategize ways to make the person feel special.
All it takes is for you to explore and unravel the potential activities and events that you can take advantage of as a means of frugal dating.
Take Advantage Of Free Events
You can stay in tune with events that do not require any money or fees. You shouldn’t hesitate to explore things that are new to you and your partner. It can even result in realizing your interests and both your likes and dislikes. Th following are just some of events or things that you can do without sacrificing your expenses.
Activities or Events That You Can Do
Nature
Often, you tend to forget destinations that can be a means of adventure for you and your partner. You can visit parks or zoos which does not cost you a lot. Besides, taking trails by foot or bike is also a great activity to increase the bond. What’s important is creating a memorable bond that is unforgettable for both of you.
Concerts
Though some concert tickets may cost you money, there are sure shows that are deemed for free. Whatever your preference is, there are certain local shows that you can think of, which is way cheaper or even for free. All you need is staying on top of the current events and activities in your city.
Museums
Although going on a date at the museum may be the least that you favor, it can be a means to bond. This is especially when you’re naturally inclined to arts and history. Moreover, it is also a way to discover certain things that you might not be aware of. The bottom line is to nourish the moment and make it interesting.
Seek For Available Alternatives
If you’re looking for other options that suffice your needs to grow even more stronger in your relationship, some means can you can still go for dating on a budget. You can consider alternative means rather than spending a lot. Beside, if you have the will to save more money, you can easily come up with an alternative to suffice your needs.
Vacation
Instead of going on a trip abroad, it is way cheaper to explore trips within the town. You can visit destinations within your city or region as an alternative to traveling abroad. All you need is to explore the best spot or destination in your area or the cities nearby.
Restaurants
Surely, it’s nice to take your loved ones for a dine or romantic lunch date or dinner date. This is especially true during special occasions such as an anniversary, weekly date, or birthday. So, instead of dining to luxurious restaurants, you can book a reservation in a cheaper restaurant that may serve the same lavishing menu with a romantic atmosphere.
Furthermore, it would also be memorable in setting your home or unit into a romantic venue for your date. You can cook and prepare the food yourself and just be more creative in turning it into a romantic experience.
Movies
Perhaps going into the theater might be one of your means of dating. This might sound fun yet wasting a significant amount for concessions just to see the latest flick opening can cause you a great expense. An alternative to this is watching through your laptop or at home through DVD or downloads that are widely accessible online. This can be even more romantic when you prepare some food that you can eat while enjoying the movie and relaxing.
Moreover, the money that you can save, can be of great help to take out recurring debt or save to start for an emergency fund. As you move throughout the course of your relationship, it is also a must that you maintain open communication with each other. Besides, having a healthy conversation regarding finances and your goals as well as any shortcomings is one way to grow a stronger relationship and bonds.
CONSUMER PROPOSAL EXAMPLE
Example Unsecured Debts
1 | Personal loan | $8,000 |
2 | Credit card 1 | $6,812 |
3 | Tax Debts | $5,399 |
4 | Overpayments | $5,200 |
5 | Overdraft | $700 |
Total Owed | $30,204 |
Your Monthly Repayments Would Be
a Consumer proposal $748
(total contractual repayments)
a Consumer proposal $295
(total contractual repayments)
60%
* Subject to creditor acceptance
* Payment subject to individual circumstances
* Credit rating may be affected
* Fees apply, subject to individual's circumstances.