Cool Budgeting Apps To Manage Your Spending
Nowadays, your iPhone can be more than just a means of entertainment and communication. With the propagation of several finance and investment apps, it can be a tool to help in managing your spending and budgeting plan. In this guide, we will introduce you to the four budgeting apps that are accessible through your iPhone.
Keep Track Of Your Budget For Free With Mint
Mint is said to be the famous preference of most iPhone users. It has become a tool of choice for budgeting, which offers several ways to keep track of your spending. With its user-friendly visual display, you can view how much is your income and expenses. It tracks all your bank accounts and credit card transactions. You can also create your budget through this app. Most importantly, it tells you the remaining amount you have in every category and can even notify you when you have spent beyond your limit.
Track Your Recurring Expenditure With Jumsoft Money
Jumsoft Money is a unique app that incorporates a desktop program. It can be accessed in connection with your iPhone app. If you prefer your computer or laptop network rather than your phone, this is a great choice for you. You can monitor your budget at any time or anywhere you wish to.
In fact, one of the special features that it offers is the tracking of your payments. Through its recurring expenditure tool, you will no longer input payments that you’re making each month. Besides, if you have multiple sets of budgets, it can show your breakdowns and graphs that can also handle multiple currencies. This is the app is available of use for only $2.
Intensify Your Security Measures With MoneyBook
If you wish to intensify the security of your budgeting app, MoneyBook has distinct features that aid in ensuring the privacy and security of your budget. It offers similar visual features such as graphs and charts like the other apps too. Significantly, even if you lost your phone or on the case of damage, you can still access your full budget through their cloud backup. Apart from that, its password protection can prohibit anyone from viewing confidential or delicate parts of your budget. You can gain access to this app for only $2.99.
Deepen Your Budget Control With iReconcile
Possibly, this is the most superior among all iPhone budgeting apps. With only $2.99, you can gain control over your daily, monthly, and yearly budget through iReconcile. One of its exceptional features allows you to move any funds unused. So, if you haven’t utilized a portion of your budget on a certain category for the previous month, iReconcile enables you to move the budget to next month. Besides, it has online back up and features that you can sync to optimize security.
Regardless if you spent beyond what you prefer on your iPhone, the apps mentioned can be a useful tool to aid you in saving a significant amount of money. With these apps offered at less than $3 or free, it should be easy for you to download one. Moreover, these apps will help you start managing your finances, whether you’re following activity-based budgeting or creating a budget of any type. Lastly, these apps are great tools to save more money that you can use for building an emergency fund or Tax-free Savings Accounts, and other purposes.
CONSUMER PROPOSAL EXAMPLE
Example Unsecured Debts
|2||Credit card 1||$6,812|
Your Monthly Repayments Would Be
a Consumer proposal $748
(total contractual repayments)
a Consumer proposal $295
(total contractual repayments)
* Subject to creditor acceptance
* Payment subject to individual circumstances
* Credit rating may be affected
* Fees apply, subject to individual's circumstances.