Being on a Budget For Valentine’s Day Does Not Mean Being Cheap
When you’re being frugal to stretch your budget, the most normal holidays or occasions may trigger distress in your finances. May it be a birthday of your closest friend, you’d probably, be in tension if you can afford the birthday dinner she had set you in. A similar concept applies to other holidays such as Valentine’s Day. Though it’s a great time to show to someone special how you wanted to make them feel important, the tendency to set aside frugality is likely to happen.
There is that pressure to spend luxurious gifts and date especially if you want to imply a good impression to your special someone. For most people, this is the time to show someone their worth and value. In fact, several Canadians succumb to this event each year considering that it’s a way to showcase your utmost gratitude to someone dear to you.
Well, in this manner, there is no way you can be on holiday debt if you consider the ways to save money on Valentine’s Day. These are ways that will not be perceived as being cheap to your partner or special someone.
How To Save Money On Valentine’s Day
Skip Special Deliveries
Though sending flowers at your special someone’s workplace is such a nice experience for your loved ones, it comes with a great price. This might be a romantic gesture, this will cost you hundreds of dollars, which is a huge cost for just flowers. So, instead of getting a special delivery, why not bring a bouquet yourself and give it to that person personally. This way, you can pick the flowers yourself and may look around for the same set but much affordable cost. By doing so, you’re making it even more special as you hand the flowers yourself.
Cook At Home
Though you can find ways to save while dining out, or date frugally without being cheap, it’s always romantic when you exert effort to your loved ones by cooking the food yourself. If you do so, you can save a huge fraction rather than dining out. With your creativity, you’ll surely come up with a romantic venue. Besides, all you need is to shop healthy by buying a good cut of meat and cook it deliciously.
You can also make side dishes that will eve taste better than what you can get from restaurants or diners. To make it more meaningful, you can even prepare a new recipe that you both want to enjoy and do it together. This will be more enjoyable and fun as you get to strengthen the bond and explore things together.
Plan Frugal Activities
Instead of splurging on movie tickets pr expensive valentine’s concert, why not explore free valentine’s events and activities or even look for the least expensive one. You can even take a walk towards the lovely lighted park at night, or find some activities that you both enjoy. What’s important is you both spend together and cherish each other.
With money conversation being on board within your relationship, opening to opt-out may still create friction. However, when both of you are on the same page on how you celebrate each occasion and spend your money this might be a good and favorable option for both. It’s just a matter of how you chose to celebrate your valentine’s day. In my experience, I can say that to opt-out completely in celebrating this occasion is not a problem considering that I and my husband are sharing the same goals and perspective towards things. So, if you’ve decided to do the same, you might need to establish rapport within your relationship and start talking about money and your financial goals.
CONSUMER PROPOSAL EXAMPLE
Example Unsecured Debts
|2||Credit card 1||$6,812|
Your Monthly Repayments Would Be
a Consumer proposal $748
(total contractual repayments)
a Consumer proposal $295
(total contractual repayments)
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