Ideas to Recreate Your Social Life While Paying Your Debt
If you’re currently paying your debt to clear it off, then surely you perceived it as a challenge in coping up with you’re current living standards. You might realize that you’re always involved in a special trip and vacation before but now trying to settle your priorities first.
Through the following ideas, you don’t have to sacrifice the comfort and fun of living while paying off your debt. In fact, reinventing your social life does not mean that you’ll gey boring and doomed to eternity. It’s just a mean of improving your habits towards spending. It is somehow a stepping stone towards your maturity in managing your finances. As you reinvent your social life you get to learn how to be a better spender and might be a good influence on others.
5 Ideas on How to Recreate Your Social Life
When you’re trying to set your priorities, you might be sacrificing some of the things that you normally do. However, adjusting to the circumstances does not need to be a burden. There are certain things that you can do to make things lighter for you. The following ideas will help you recreate your social life while paying off your debt.
As you start to focus on paying off your debts, you can’t avoid adjusting your lifestyle. However, you don’t need to sacrifice certain things along the way if you get to learn how to be creative. For instance, instead of setting a lunch date with your closest friends to a restaurant, you can come up with less expensive ideas, such as a picnic where you can cook home cook meals that are way cheaper. This way, you can also show off your cooking skills to your friends. Besides, they might feel even more special as you take time in preparing the food for them. The point is, all you need is to think outside the box on how you can modify certain activities and be more resourceful and creative enough to save money.
Neglect the Feeling of Missing Out
In the course of setting your obligations right, despite your creativity, there are certain things that you might miss out on. For instance, a friend’s bar hopping or night out; since your setting your path straight, you can’t spend on things that are deemed to be unnecessary. Moreover, it’s just how you think that you might be left out on certain events. All you need is a clear vision of what you really want. If you want to attain financial stability and freedom, you have to work for it and disregard the FOMO.
Adapt a Hobby
Thinking too much of your shortcomings can deteriorate you. At some point, you also need to find something that you might be interested in doing. That certain thing that you’re so eager to try but never attempted to start might be a good chance for you to clear your mind off your debt. If you can’t find anything cost-effective, you might consider volunteering to a non-profit program or any outreach program. This way, you can keep your social life active. Also, you’ll get the chance to contribute something good to the society. Additionally, it is also a chance for you to gain personal growth and a way to embrace more your new lifestyle.
Write a Journal or Diary
Another idea on how to recreate your social life while paying off debt is by writing a diary or journal. It may sound old school and skeptical, but looking at the scenario wherein you need to vent out the changes that you’re trying to overcome each day is a relief. It is a way for you to pour out your mind and emotions, mainly at times when there’s no one to talk to. Significantly, writing down all your strifes and struggles and how you overcome each day is a constant reminder of your goal. Besides, it is much easier to vent out your frustrations and downfall through your diary, especially if you’re not candid in talking about it to someone.
Above all, having someone that you trust is a good avenue for you to share your thoughts and feelings. By doing so, you will feel a sense of relief and comfort. It can be either of your trusted family member or friend whom you are comfortable to share all things finance. It is important that you also share points as to why you’re changing your lifestyle.
Pursuing your goal to pay off your debt once and for all is a challenging journey. It can take a lot of courage and needs a pound of motivation to do so. You are bound to change your usual unhealthy living standards and transform it into a good one. At some point, it may trigger a misunderstanding between your family and friends, but recreating your lifestyle and following the ideas mentioned above will cushion the change. The key is to learn how to say no to the things that will drive you away from your goal. Your future and stability lie in your hands. You are the captain of your ship, so draw your life to sail in good seas.
CONSUMER PROPOSAL EXAMPLE
Example Unsecured Debts
|2||Credit card 1||$6,812|
Your Monthly Repayments Would Be
a Consumer proposal $748
(total contractual repayments)
a Consumer proposal $295
(total contractual repayments)
* Subject to creditor acceptance
* Payment subject to individual circumstances
* Credit rating may be affected
* Fees apply, subject to individual's circumstances.