Received a Ron Singer Services Ltd Debt Letter? – Here’s What To Do
The following section explains the steps you need to take after receiving a letter from the debt collection agency Ron Singer Services Ltd.
- Has Ron Singer Services Ltd Limited contacted you?
- Are you unsure of what you should do next?
- Do you really owe Ron Singer Services Ltd the money they say you do?
- Do you need advice on how to deal with Ron Singer Services Ltd?
Need help dealing with Ron Singer Services Ltd?
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If Ron Singer Services Ltd Limited has sent you a letter asking for debt repayment you may feel as though the company is pursuing you for money that you do not believe you owe.
You may not recognize Ron Singer Services Ltd because they are a debt collection agency that purchases debt from other companies.
How did Ron Singer Services Ltd get my debt?
Ron Singer Services Ltd buys defaulted accounts in bulk or chases bad debts from finance companies on behalf of companies such as United Utilities, Scottish Power, O2, BT, and more.
Ron Singer Services Ltd Debt Letters
Debt collectors such as Ron Singer Services Ltd often send standard company letters, first demanding that you phone them to set up a payment plan, and later making threats to visit you at your home address.
Ron Singer Services Ltd will then write to you again, this time offering to settle outside of court, then making threats to initiate court proceedings to get a county court judgement against you or even force you into bankruptcy.
How will they contact me?
What can I do about phone calls?
If Ron Singer Services Ltd has contacted you, then continue reading to find out what steps you can take. If they have sent you a threatening letter then consider letting Money Advice Online deal with the company for you.
Call us to reach the debt helpline or simply click here and we will call you back immediately.
Put a stop to the calls and letters
What is the Ron Singer Services Ltd able to do?
Debt collectors such as Ron Singer Services Ltd are required to follow the Canadian Government regarding debt collection.
In order for companies such as Ron Singer Services Ltd to operate as a debt collection company, they need to comply with the minimum standards for debt collection that the Canadian Government has set.
What about interest and charges?
Ron Singer Services Ltd cannot claim excessive or unfair debt collection charges or harass you in any way. They do not have the right to make threats of seizing your property when they cannot lawfully do so. They cannot directly contact you, bypassing an appointed company representative. The Canadian Government can ban debt collectors for making threats of legal action that are not likely to occur.
Can they come into my house?
If you have failed to repay a loan on time, your credit file has probably suffered. Your account will likely be marked as default by the Ron Singer Services Ltd company.
Shall I ignore Ron Singer Services Ltd ?
How to get help
Instead of worrying about Ron Singer Services Ltd, let ConsumerDebtAdvice.ca deal with the company for you. You can get the advice you need quickly by clicking here to receive a call from us right away or by calling us.
Although you may be worried about your situation, you are not required to prove that you do not owe the money Ron Singer Services Ltd is asking for, it is the agency that is responsible for verifying who owns the debt and the amount owing.
Ron Singer Services Ltd commonly contacts people with the same name in the hopes that one of the recipients will pay them.
Use the ‘Proof of Debt Letter’ to Stop Harassment
Since it is the debt collectors job to prove that you owe them money, you can use the proof of debt letter shown below to ask Ron Singer Services Ltd to confirm that the debt is genuinely yours. If the company is unable to provide adequate proof, they may mark the debt as settled.
Please Note: The following letter is not a substitute for legal advice.
- (insert your first and last name)
(insert your address OR your P.O. Box)
(insert your city, postal code (or P.O. Box’s city and postal code))
(insert collection agency address)
(insert collection agency city, postal code)
Dear (insert collection agent’s name):
(if you don’t have a name use – To Whom It May Concern)
Re: your account # (enter the account number that they gave to you)
2) a valid copy of the original statements from the original creditor showing the balance amount of the debt owing;
3) a letter from the original creditor to (insert collection agency’s full legal name) that grants (insert collection agency’s full legal name) the authority to legally collect on the debt;
4) proper and complete written notice concerning the debt;
5) valid proof from the original creditor of my clear consent to disclose my personal information to your agency a third party; and
6) a valid (insert collection agency’s full legal name) collector’s licence and the collection agent named (insert collection agent’s name as given to you) valid collector’s licence for the province of Ontario, Canada.
(Type your first and last name here, DO NOT ADD YOUR SIGNATURE )
Download and fill out the proof of debt letter.