ConsumerDebtAdvice.ca is a financial advice company specialising in debt advice for those who are struggling with their monthly debt repayments.
Established in 2009, ConsumerDebtAdvice.ca’s aim was to help individuals who were in a black hole with their debts by negotiating with their creditors and bring them back to financial stability.
ConsumerDebtAdvice.ca is a trading style of Simple Financial Solutions Limited who offer multiple types of debt solutions, advice and assistance.
ConsumerDebtAdvice.ca prides itself on its customer service which shows in our TrustPilot reviews, and not only offers advice on the most common debt solutions but can also help with more specific advice such as council tax debts, mortgage arrears, and how to deal with debt collectors and bailiffs through its knowledge hub.
Expert Debt Advice
ConsumerDebtAdvice.ca provide help and advice to people on the most common debt solutions such as;
- Consumer Proposals
- Debt Settlement
- Debt Consolidation
- Credit Counselling
- Credit Card Debts
The most common debt solution is a Consumer Proposal and to qualify for one of these you must meet the following criteria;
- Owe at least $1,000 in unsecured debts
(this can be made up of store cards, credit cards, unsecured loans, catalogue debts, council tax debts or benefit over-payments. We cannot service secured debts such as secured loans or hire purchase agreements. If you have a mix of secured and unsecured debt, you can still apply, you would need to be able to continue paying your secured debts as arranged)
- Owe money to at least 1 creditors
- Be able to make a monthly contribution of at least $100 per month towards your debt
- You must live in Canada
If you don’t meet one of these criteria you will fall into the category for other debt solutions. contact us to discuss these.
A Helping Hand
ConsumerDebtAdvice.ca understands that people experience financial difficulty at some point in their lives. ConsumerDebtAdvice.ca promises to keep things fair and straightforward when dealing with our customers, including any financial problems they encounter.
Financial Tips & Advice
ConsumerDebtAdvice.ca is committed to better money management and that’s why we have created a financial resource centre for today’s consumers. Our articles include money management tips and advice – to demonstrate to everyone that you don’t have to alter your lifestyle to manage your money better.
ConsumerDebtAdvice.ca’s resources include guides on how to deal with bailiffs and debt collectors, how to and ‘what if’ articles along with downloaded able template letters which you can use to negotiate with your creditors yourself.
Lastly, readers can learn where to get financial support where they really need it, and our latest tips to get out of debt for good.
ConsumerDebtAdvice.ca has registered with the Information Commissioners Office (Registration ZA221070) and complies with the Data Protection Act 1998 and the Privacy and Electronic Communications Regulations of 2003.
ConsumerDebtAdvice.ca will never force you into a debt solution which isn’t right for you. We won’t offer you a consolidation loan or any type of lending, we’re here to help you get out of debt not to get you further into it!
Need More Information?
ConsumerDebtAdvice.ca has a dedicated FAQ page that answers the most common questions people have. However, if you need to ask us about something else, you can contact us below:
Email: [email protected]
- Monday to Thursday 10am to 8pm
- Friday 10am to 4pm
- Simple Financial Solutions t/a ConsumerDebtAdvice.ca
- Company No: 09852753
- Information Commissioners Office (Registration A8693617)
CONSUMER PROPOSAL EXAMPLE
Example Unsecured Debts
|2||Credit card 1||$6,812|
Your Monthly Repayments Would Be
a Consumer proposal $748
(total contractual repayments)
a Consumer proposal $295
(total contractual repayments)
* Subject to creditor acceptance
* Payment subject to individual circumstances
* Credit rating may be affected
* Fees apply, subject to individual's circumstances.